Vision insurance

Western Union offers two vision plan options and flexibility to choose the right coverage for your unique needs.

Which plan is right for you?

Both vision plans help you pay for lenses and frames. The Enhanced Vision Plan also offers coverage for eye exams. You can visit any licensed optometrist or store, but you will save more – and avoid claim forms – by using providers who belong to VSP’s network. VSP administers each plan. The plans vary by how much you pay each paycheck and what is covered.

Vision PlanDescription
Enhanced Vision Planion Plan• Save money on eye exams, lenses, and frames
• Highest cost per paycheck
• Flexibility—you pay less when you use providers who belong to VSP’s network
Materials Only Plan• Save money on lenses and frames—no eye exam benefits
• Lowest cost per paycheck
• Flexibility—you pay less when you use providers who belong to VSP’s network

Compare your vision plan options

 Enhanced (In-Network)Materials Only (In-Network)
Exam (once every 12 months)$10 copayNot covered
Lenses (once every 12 months)$10 copay for single vision, lined bifocal, and lined trifocal (copay applies to lenses and frame)
Lens OptionsStandard progressive lenses covered in full
All other most popular lens options are covered in full with a copay, saving members an average of 20-25%
Frame (once every 12 months)Retail allowance of $175
20% discount on any amount over the retail allowance
Contact Lenses (once every 12 months, instead of frame and lenses)Covered up to $175 allowance
Contact lens exam (fitting and evaluation) covered in full with a copay, not to exceed $60

Find a VSP provider
Using VSP participating providers saves money. To find a provider in your location, visit vsp.com and select “Find a Doctor.”